SMALL BUSINESS CARD

Employer may, through payroll deposit, contribute to individual employee stored value cards
Amount of contribution and frequency of deposit can be determined by employer and employee
Employee may also add additional funds to their stored value card
This card is accepted at all network locations for routine healthcare transactions
All stored value accounts will be managed by Lake Shore Bancorp
New high-tech card provides:
Patient identity verification using biometrics
Electronic eligibility verification
Payment mechanism for out-of-pocket healthcare expenses utilizing stored value card